Latest Articles

Bankruptcy and COVID-19

Reduction in hours, furloughed, or jobless – many Hoosiers are struggling. The global pandemic not only impacted our healthcare system, it brought our local and national economy to its knees. Hardworking individuals and families are suffering financially as state and federal assistance are ending

Bankruptcy & Divorce

Divorce and bankruptcy are difficult experiences. This is especially true when a person is tackling them both. It might feel like the center of a hurricane and tornado without an end in sight.

Secrets to Building Credit After Bankruptcy

Can’t pay bills? Creditors calling? Imagine someone throwing a rope down in that black hole of debt. Bankruptcy is your hypothetical rope. When you are only making minimum payments and not paying all of the bills, things probably won’t get better without assistance.

7 Bankruptcy Myths Exposed

Myths are widely believed falsehoods. When facing bankruptcy, you’ll likely hear myths from well-meaning friends and family. They might say things like, “You’ll never get another loan and kiss your house goodbye.” Because there are different types of bankruptcy and every case is different, blanket statements like these are myths. This is why it is so important to only take advice from an expert. Call your local bankruptcy attorneys at Harper & Harper to learn what bankruptcy can look like for your unique situation.

A New Car After Bankruptcy?

In Northwest Indiana, many people rely on a car to travel to work. It is nerve-wracking when you are in need of a new car, but can’t get one. When you are facing bankruptcy, you likely can’t afford another payment, like leasing or financing a vehicle. After bankruptcy, will you be able to buy a car?

Mortgage After Bankruptcy?

Will filing bankruptcy crush your dreams of homeownership forever? When you need to file for bankruptcy, you might wonder about the future. It’s smart to ask these kinds of questions. When your debts become unmanageable, bankruptcy can relieve some or all of your debts. However, yes, it most certainly will affect your ability to qualify for a mortgage.

Your Credit Rating & Bankruptcy

One of the biggest concerns about filing for bankruptcy is the effect that it will have on your credit. It’s true, you might not receive credit offers when your debts are discharged through bankruptcy. However, many individuals can obtain a starter card to rebuild credit. There is light at the end of the tunnel!

Is it Time for Bankruptcy? The Ultimate 10-Point Checklist

If you’ve been struggling with money, you might wonder at what point to consider bankruptcy. Maybe you’ve noticed that lot of your friends and family complain about the pile of monthly bills and this might make you wonder was is normal and what is not.

The Stigma of Bankruptcy

Debt feels like prison. It is impossible to dig yourself out without going into deeper debt. Nowadays, there is a growing awareness about the hardships of credit cards, student loans, and medical bills. Paying hundreds in interest a month makes it impossible to save for a rainy day or make a meaningful reduction in your principal balances.

A Simplified Survival Guide to Chapter 13 Bankruptcy

Can you no longer pay your debts? Nobody wants to file Bankruptcy. However, sometimes Bankruptcy becomes necessary to start over. Sometimes life throws hardships in our paths or we financial mistakes.

Student Loans and Student's Groans

Being a college student in 2019 can be almost impossible if you don’t have parents willing to pay, or a scholarship. Student loans are an unfortunate choice many people have to make.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the fastest and most common form of consumer bankruptcy. It’s a tool to resolve overwhelming debt under the protection of a federal court.